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Mydeedfinder.com is a nationwide online resource that allows homeowners to order a certified copy of their property deed. A deed is a legal document that shows you are the owner of a particular property. It contains the names of the buyer (Grantee) and the seller (Grantor) as well as the legal description of a property. It is signed by the seller to show the transferring of the property.
Most homeowners receive a copy of their deed once they close on a property. But for whatever reason you misplace or lose your deed, Mydeedfinder.com is available to retrieve a certified copy of your deed and receive as quickly as a few days. Mydeedfinder.com is not affiliated with any governmental service agency but a private company providing service of retrieving records. With a nationwide network of abstractors, Mydeedfinder.com has the ability to obtain your document in an efficient and timely manner.
Avoid the time consuming and confusing process of obtaining your deed. Use the Deed Search Form to the right place your order online now and we will do the rest. A representative will contact you with additional questions and a cost estimate for your Deed Search within minutes.
Do you need to obtain a copy of your mortgage or other legal documents? Please call or email us and someone will get back to you as soon as possible.
Types of deeds include:
General Warranty Deeds
The Warranty Deed is the most common type of Deed used. The Warranty Deed contains three warranties. These warranties are promises that the seller makes to the buyer regarding the condition of the title to the property.
The first promise is the Covenant of Seisin. By the Covenant of Seisin the seller warrants that he or she actually owns the property and has the right to sell it.
The second promise is the Covenant Against Encumbrances. Like the name implies, this is the seller's promise that the property is free and clear of any encumbrances (liens, loans, mortgages, taxes, etc.).
The third promise is the Covenant of Quite Enjoyment. This obligates the seller to defend the title against any claims as of the moment the deed is delivered to the buyer. In other words, if a third party appears two years after the warranty deed has been delivered to the buyer, and claims to have an interest in the property, the seller is required to defend the title which was given to the buyer
Special Warranty Deeds
A special warranty deed guarantees less than the general warranty deed: that the grantor received title, and that there were no encumbrances other than what is listed in the deed while the grantor held title. The special warranty deed is usually conveyed with the phrase Grantor remises, releases, alienates, and conveys. There is no guarantee against title defects or encumbrances that may have been present when the grantor received the property, nor does it obligate the grantor to do anything further once the title is transferred.
Special warranty deeds are frequently used by temporary holders of real estate, such as trusts, or other fiduciaries, or corporations, who do not use or occupy the land for their own benefit. Often, the special warranty deed is issued when the real estate is sold in a tax sale.
A grant deed offers no warranties. It merely assures the grantee that the title to the property has not been conveyed to someone else and that it has no encumbrances that would prevent transfer of the property. Grant deeds are very simple documents that contain granting language and a description of the property. When the grantor conveys real property to the grantee, their signatures are acknowledged by a notary public and filed in the county property records. Grant deeds are most often used in California, whereas the rest of the states tend to use warranty deeds as the instrument to convey property.
A quitclaim deed transfers whatever ownership interest a person has in a property. It makes no guarantees about the extent of the person's interest. Quitclaim deeds are commonly used by divorcing couples; one spouse signs all his or her rights in the couple's real estate over to the other. This can be especially useful if it isn't clear how much of an interest, if any, one spouse has in property that's held in the other's name. (However, a quitclaim deed doesn't relieve the individual transferring ownership from the mortgage, if there is one.)
Quitclaim deeds are also frequently used when there is a "cloud" on title -- that is, when a search reveals that a previous owner or some other individual, like the heir of a previous owner, may have some claim to the property. The individual can sign a quitclaim deed to transfer any remaining interest.
Deed for Bargain and Sale
The riskiest form of instrument to convey real property is the bargain and sale deed. This deed is often used to convey property that is purchased at sheriff's sales and foreclosure auctions. While the bargain and sale deed does indicate that the grantor is the legal titleholder to the property, it does not guarantee that the title to the property is clear - - although if the property is purchased through a sheriff's sale or auction, information regarding any past due ad valorem taxes is made available to potential buyers. This deed is also referred to as a "bargain and sale without covenants."
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